Get Organized for Live was my first identity online and I'm still working on that. I'm renewing this blog for my upcoming book "Whatever Works" and hope it's helpful.
Backyard Feeder
photo taken through porch screen
Monday, May 06, 2013
A Year of Freedom, A Year of Confusion
For one thing, I had originally planned to have all of the bills paid by my husband's job. Even knowing that it might be too much to expect, I certainly didn't guess that he'd decide to leave his job for self-employment. For another, I expected to get a lot more work done with the hours of free time I imagined. Who knew that he could get a lease on a truck and lose money consistently for four months? That it would take another three months to find another paying job? Who knew that I'd have to spend everything I made and half of my retirement fund just to keep the bills paid? Sadly, I didn't know. I would never have guessed. How could I be so blind?
Now that things are back to "normal" and I can afford to be home writing again, I feel guilty for not earning enough. I feel guilty for staying home on days when I might be able to get a teaching assignment and miserable on days when I teach all day and don't have any energy left to write. I am back doing the two job lifestyle that had me so burned out before. I don't feel like I'm accomplishing anything anywhere.
Even on days when I don't teach, I have trouble getting much writing done. I sit by the phone in case my husband needs to talk--so I end up listening to stories about bad drivers and tourist traps that are part of his life, but not mine. And I feel guilty if I'm not paying attention and I feel guilty about not writing and I feel guilty all the time.
OK, step one: I need to make a plan to do some writing on a scheduled basis and to let everyone know that during certain hours, I am available for emergency only.
Step two: I need to find ways to get the word out about my books to get more cash coming in to my account.
Step three: I need to separate out the money from books and keep that for my personal expenses so I don't feel guilty about spending money that isn't my own.
Saturday, April 28, 2012
I AM A WRITER
I quit my day job on March 16, 2012 and on March 17,2012 I became a professional writer--which really means that I am working without a net. Yikes. I am trusting my bipolar husband who has been working as a truck driver since September to provide for our family enough to pay the bills until I start making money on my writing.
Oh, I'm already making money on my writing. It just isn't enough money to pay even one of our bills. But I went to a real writers' workshop and had real writers tell me that I am a writer and I'm praying that, like the Velveteen Rabbit, it will somehow miraculously be true. It took me most of the next week to get back to reality and I am finally getting back to being able to work on my stuff and now I feel even more like a fraud.
Who am I trying to kid? I'm not a real writer. I'm a housewife who went through some interesting experiences and wrote down what I learned from them. A writer goes out and finds stuff to write about, right? Having an interesting life with lots of drama doesn't make you a writer. But maybe writing stuff that people actually want to read about it does. Maybe?
Sometimes I worry that bipolar is contagious. I seem to have higher highs and lower lows in fast succession these days. Maybe it's just the stress of suddenly being in a position where I don't have a regular paycheck and where I am fully responsible for everything. The writing life is a bit bipolar, unless you're JK Rowling or Stephen King and I'm sure it was the same when they were starting out.
So here I am, watching for the checks to roll in. Hoping that I'll get this all figured out before we starve to death or I give up and get a real job. I am a writer.
Wednesday, December 28, 2011
Launching my business
My husband overspent on what he got me for Christmas and I’m totally excited. It’s a workshop. My husband asked if it was alright to spend the $375 to sign me up for the Erma Bombeck Writers’ Workshop, and while we agree that it is a lot of money for someone planning to quit their day job, it could also be invaluable for someone launching a writing career. I’m going to Ohio in April! Alone! To meet with other writers and the people who work with writers! It’s an opportunity I hadn’t really dared to dream of!
We have just learned that Social Security Disability has a “back-to-work” plan that includes 9 months of checks after a job has started. We notified them when Troy started truck driving and we were worried because we were getting checks, so he called the number for “back-to-work” information and learned that it was not a mistake and we will not be paying any of that money back, so we are using it to help launch my business. We used one check for the workshop and we will pay for a room reservation with the next month’s check. We do have to bring in the check stubs for these nine months as soon as they are over to verify everything, but with full-disclosure, we shouldn’t have any problems.
I’m a little nervous about this workshop. I’ve never been to any sort of writers’ workshop and I don’t even know what to wear, much less what to say or do. I’m pretty sure there will be other mere mortals at this event and there’s time enough that I can do some research before I get there.
Wednesday, June 22, 2011
Fear of Flying
I guess I should be calling this fear of trucking, but that doesn’t have such a nice ring to it. My husband is all signed up for truck driver training. He is going to get some training, get a license, and get a good job so that I can quit my day job and work on writing.
To those who believe that being self-centered is part of the bipolar disorder, take note—it may be part of some episodes, but it is not a constant for people with bipolar. If your partner is always selfish, it’s not the disorder, you’ve hooked up with a jerk.
Ok, so the thing is that he has passed the DOT physical for the license and got the doctor to sign off that his bipolar will not affect his ability to drive safely, but I am worried that potential employers will see that he has been on disability for mental illness for the last several years and decide that they don’t want to hire someone with a serious mental illness on his record.
Of course he doesn’t want to believe that it will be a problem. Neither do I, but I know that stigma and prejudice are out there and with so many people looking for work, employers may find reasons to hire people who are physically and mentally healthy over someone who has been hospitalized within the past year for mental illness. He might not be able to get health insurance through an employer because of his history.
Because between my paycheck and his disability we are earning too much money, he doesn’t qualify for financial aid, so we will be taking out a loan for the full amount of his tuition, fees, books, etc. which means that instead of getting ahead and being able to quit my job, we may be in debt and I may have to continue to work even after I’d be able to retire in order to make up enough money to pay the debt off.
Maybe the books will do well enough that I will be able to use that money to pay the student loans. Maybe I’m crazy to be worried and he will find a job when he finishes his class and he will be able to pay the bills and the student loan and allow me to quit my day job.
Whatever happens, we are trusting God and I’m not going to panic. In case I forget and panic, please remind me.
Thursday, September 16, 2010
Ready to Retire? A Ramble.
I've been ready to "retire" since I started the job. Maybe we just don't see work or retirement the same way, but I'm ready to be on my own all day. I want to be able to work on my writing. I have at three books waiting to be finished and more to be started. I have this blog that I've been neglecting. My website was lost when the free host changed their format--so I'm rebuilding that from the ground up and paying for the domain and the hosting to be sure it doesn't get deleted again. I have way too much to do to have time to miss work.
I might miss some of the people, but there's no law that says I can't drop in from time to time--I work at Walgreens and my husband is on lots of medication, so going back to shop and see everyone isn't a problem.
Of course, I have a long time before I can actually retire. I suppose if the books sell well I could "quit my day job" to focus on the writing, but the combination of an unsteady income and an unstable husband (and overspending is his most destructive symptom) is just too frightening for me.
I have to be the stable one, the consistent breadwinner, the one who calmly sits down and works it all out. I have to be strong.
Next month we will celebrate our 25th wedding anniversary and I am still grieving over the dreams that I had way back then--of being a full-time wife and mother and growing my writing career as the children needed less care over the years. The children are almost all grown up but I am working full-time to pay the bills and struggling to make sense of our life. This is not what I imagined at all. And it's not my fault. I didn't do anything to deserve this. It's not anyone's fault. There was this terrible disorder that stole away my husband so he's not all there all the time and it hurts.
Will I get my life back when I retire? Will that make things seem just a bit more normal? I'm ready to retire--it's just not ready for me.